Life cover, critical illness cover and income protection form the cornerstone of all financial planning. Having the correct protection in place and having certainty that you have provisioned for yourself and your family if the unexpected were to happen will ensure that your financial goals can be met in the long term.

At Kay Capital Management we will identify your needs in each area and advise the correct solution. Furthermore we will advise and assist so that you can be sure that any proceeds are correctly directed on claim, with the use of trusts for example, to ensure that they are paid outside of your estate where possible to avoid inheritance tax for example.

As your personal situation changes through your life we will ensure that the provisions that we have made remain relevant to your ongoing needs through a regular review process

We don’t just advise around individual and family protection needs, but also assist companies through key man cover, shareholder protection and relevant life cover for example.