Regardless of your life stage retirement planning is an important area upon which expert advice is essential in order to ensure that you are adequately and correctly provisioning for your future.

Pensions are an extremely tax efficient way to invest for your retirement with tax relief available on your contributions coupled with a tax efficient environment within the fund.

With many poorly performing pensions specialist advice is required to ensure that you make the correct decision as to whether switching your accrued pension funds to another provider, in order to achieve a more cost effective solution, is the correct decision.

Following recent changes to pension legislation there are an increased number of options when it comes to accessing your pension at retirement.

At Kay Capital Management we can advise you on your options at retitrement and provide a solution which correctly satisfies your objectives. Furthermore we will ensure that the solution remains relevant in the future through regular review meetings.